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Insurance & InsurTech - Analysis

Planning-layer analysis for category 16. It groups the 50 candidate services into capabilities, recommends what becomes a standalone service versus a module, and captures domain, interface, and non-functional notes. For the plain item list see the browse page.

Scope & Bounded Context

  • Primary bounded context: Insurance
  • Group: vertical
  • Default wave / cycle: Phase 4 · Cycle 4: AI Interaction & Verticals
  • Items: 50 candidates

This category is anchored to the ConnectSoft DDD baseline in the SaaS framework DDD blueprint and the service classification model.

Classification Breakdown

Classification Count
Module-in-service 38
Platform Product 6
Portal/UI Module 6

Anti-fragmentation stance

Per ADR-0011, the 38 module candidates below are delivered inside the Insurance bounded-context service, not as separate microservices. Only the 6 platform/service candidates justify an independent runtime.

Standalone Service / Platform Candidates

ID Service Tier Status
CS-SVC-0751 Insurance Policy Administration System 3 Documented
CS-SVC-0774 Claims Management Platform 3 Documented
CS-SVC-0796 Life Insurance Platform 3 Planned
CS-SVC-0797 Health Insurance Platform 3 Planned
CS-SVC-0798 Auto Insurance Platform 3 Planned
CS-SVC-0799 Property Insurance Platform 3 Planned

Portal / UI Modules

  • Underwriting Workbench (CS-SVC-0765)
  • Insurance Application Portal (CS-SVC-0769)
  • Broker Portal (CS-SVC-0770)
  • Agent Portal (CS-SVC-0771)
  • Policyholder Portal (CS-SVC-0772)
  • Policyholder Payment Portal (CS-SVC-0791)

Domain, Interfaces & Data Ownership

  • Aggregates are owned by the Insurance context; cross-context reads go through published contracts, never shared databases.
  • Integration is event-first (outbox + integration events) per the event-driven mindset.
  • APIs are contract-first and versioned through the API & Integration context.

Non-Functional Posture

  • Multi-tenancy & edition-awareness: required for all serious candidates.
  • Security: High baseline; secrets via the platform secret store; least privilege.
  • Compliance: critical - audit + evidence by default.
  • Observability: OpenTelemetry traces, metrics, and structured logs.

MVP vs Future

  • MVP (Tier 0-1): Insurance Plan Configuration Service, Insurance Billing Service, Installment Premium Billing
  • Future (Tier 4-5): none

Open Questions

  • Which module candidates, if any, develop independent scaling or ownership needs that would justify promotion to a standalone service?
  • Where do this category's contracts overlap with adjacent contexts, and who owns them?